5900 Balcones Dr Suite 100

Austin, TX 78731

Veteran Founded

Veteran Owned

Veteran Operated

Our Services

  • Home Purchase Loan

  • Interest Rate Reduction Refinance Loan (IRRRL)

  • Cash - Out Refinance

  • Native American Direct Loan (NADL)

  • Adapted Housing Grants

  • Conventional and Non-QM Mortgage Programs also Available

A New Kind of Veteran Mortgage Company

After 32 years of military service and retiring as a Command Sergeant Major with the Army, I still had a deep calling to help the men and women I served with.

I remember the challenges my family and I faced relocating time and again. One of the most frustrating challenges was buying and selling property between duty stations.

I decided that the best way I can help my service brothers and sisters was to create a mortgage company dedicated to a deep understanding of the VA Mortgage transaction and provide a first in class service to them.

At 9 Line Mortgage we understand the VA home loan process better than our competitors because I've lived it. As a fellow service member, I know firsthand the unique challenges and needs veterans and active-duty personnel face when buying a home.

My experience as an enlisted man gives me a personal connection to the life you've lived, and I’m committed to helping you navigate the VA loan process with the same dedication, integrity, and attention to detail that guided me throughout my military career. You can trust that I’ll work hard to ensure you get the best possible outcome for your home financing needs.

CSM Rafael Colon

Broker Owner - 9 Line Mortgage

Discover Our Services

Mortgage Prequalification

Our dedicated mortgage team will thoroughly assess your financial profile, including your income, credit score, assets, and debts, to determine your optimal loan budget. Providing you confidence in your search for a home, knowing you’ve already been preapproved by a lender.

Purchasing A Home

Your offer has been accepted and you are ready to submit an application for a mortgage. Congratulations! Our team is ready to help you seamlessly navigate the process. Our goal is to ensure you understand your loan options and have access to your loan officer every step of the way.

Refinance A Home

There are many reasons to refinance your home. Whether you are looking to take cash out for a remodel, purchasing another property, debt consolidation, or simply lowering your current rate. 9 Line Mortgage has loan options to simply your mortgage transaction.

Secure Your Spot

At 9 Line Mortgage, we believe that a large part of the work we do, is consultation. If you’d like to discuss a residential financing solution, please schedule some time with one of our Concierge Loan Officers.

“Where service and dedication meet mortgage innovation.”

Fred Kelley - Co-Founder